Lease or Finance
2025 Volvo EX90 in Colorado Springs, CO
At Bob Penkhus Volvo Cars in Colorado Springs, COShould You Lease or Finance the 2025 Volvo EX90 in Colorado Springs, CO?
The fully electric EX90 ushers in a new era of Volvo safety and refinement, with standard Safe Space Technology that leverages lidar, next-generation radars, and a suite of interior sensors to support confident driving. With up to 310 miles of EPA-estimated range, standard seven-passenger seating for adult-sized comfort, and seamless 5G connectivity with Google built-in, the flagship SUV is engineered for families, commuters, and weekend explorers alike. Many shoppers researching the 2025 Volvo EX90 in Colorado Springs, CO, arrive at a key decision point: lease for flexibility or finance for long-term ownership. Your best choice depends on how you plan to use your vehicle, how often you want the latest technology, and whether you prefer predictable cycling into a new model or building long-term equity. Below, we outline practical considerations for both paths, highlight the vehicle’s standout features, and share how our team supports your decision with clear, step-by-step guidance from first click to signed paperwork.
Frequently Asked Questions
About Leasing or Buying a 2025 Volvo EX90
What credit score do I need to lease or finance?
Lenders and lessors review several factors beyond a single score, including income, debt-to-income ratio, and payment history. Strong credit can broaden your choices, but we help applicants across a range of credit profiles explore terms that fit their goals.
How many miles can I drive if I lease?
Typical leases start with mileage allowances that you can customize. If you drive more, we can structure higher-mileage terms up front to suit your lifestyle and reduce end-of-lease costs.
Can I buy my EX90 at the end of the lease?
Many leases include a purchase option. If you fall in love with the vehicle, you may choose to buy it at lease maturity, subject to the lease agreement terms and market conditions at that time.
Do EVs like the EX90 qualify for special lease or finance programs?
Electric SUVs often feature attractive finance and lease programs. Our team reviews current programs and explains how they apply to your situation without surprises.
What about service and software updates?
The EX90 benefits from over-the-air updates that can add features and enhancements over time, and Volvo offers complimentary factory-scheduled maintenance coverage for early services to help keep your SUV performing at its best.
Why Leasing the 2025 Volvo EX90 May Be Right for You
- Lower commitment: Enjoy predictable terms with an easy path to change vehicles at lease end.
- Tech refresh cycles: Align your lease with software and hardware updates arriving via over-the-air enhancements and model-year improvements.
- Warranty alignment: Drive during the most covered years to minimize out-of-pocket maintenance.
- Flexible mileage: Choose mileage terms that match your commute and weekend travel.
- Business advantages: Potential tax benefits for qualified business users, depending on your situation.
Leasing can be ideal if you want confidence that your SUV stays current with rapid EV innovation. The 2025 Volvo EX90’s next-generation platform is built to evolve through over-the-air updates, and a lease makes it easy to move into a fresh model as new enhancements arrive. If you prize the latest safety and infotainment capabilities, a lease helps you align driving periods with meaningful tech milestones, such as refinements to Safe Space Technology, updates to the 14.5-inch center display experience, or expanded fast-charger access with the included NACS Fast Charging Adapter. Mileage flexibility can be tailored for Front Range life, whether you commute to offices during the week or stack on ski miles in the winter. Because leases generally coincide with factory coverage windows, you can plan on minimal maintenance concerns while enjoying a new, fully electric luxury SUV every few years. For shoppers who value consistent payments, short-term commitments, and smooth upgrades to the newest Volvo features, leasing provides a streamlined, low-friction path.
Benefits of Financing the 2025 Volvo EX90 Long-Term
- Equity and ownership: Build value over time and keep your EX90 as long as you like.
- Resale potential: Benefit from strong demand for well-kept, fully electric SUVs.
- Unlimited personalization: Access full customization freedom and accessory options.
- No mileage limits: Drive as much as you want without overage charges.
- Long-horizon savings: Reduce total cost over many years of ownership.
Financing suits drivers who plan to embrace the 2025 Volvo EX90’s long-term durability and evolving software roadmap. As you pay down your loan, you build equity, retain full control over your vehicle, and have the freedom to keep it well past the final payment. That’s a powerful advantage if you anticipate a growing family or prefer to amortize ownership costs over many years. Because the EX90 pairs a 111.0 kWh battery with robust efficiency features and over-the-air updates, you can enjoy a vehicle designed to improve throughout its life. Financing also removes mileage concerns entirely, perfect for frequent mountain trips or long highway commutes. You can personalize your SUV with interior accessories, cargo solutions, and towing gear up to the rated 4,850 pounds, and you decide when it’s time to trade or sell. For shoppers who want to capture resale value while enjoying full flexibility on mileage, customization, and ownership horizons, financing offers a clear long-term advantage.
Key Features of the 2025 Volvo EX90
The EX90 advances Volvo’s safety leadership with standard Safe Space Technology, a state-of-the-art sensor suite anchored by lidar that helps the vehicle understand the world around you with remarkable precision, while Driver Understanding and interior sensors add a thoughtful layer of support inside the cabin. Power comes from an advanced electric drivetrain delivering up to 510 hp and a brisk 0-60 mph time of 4.7 seconds, matched to an EPA-estimated range of up to 310 miles and compatibility with both CCS and the included NACS Fast Charging Adapter for access to 17,800+ additional DC fast chargers. Connectivity is future-forward with 5G and Google built-in, a crisp 14.5-inch center display, and over-the-air updates designed to bring ongoing improvements. The premium cabin seats seven adults comfortably, offering high-quality Nordico or Wool Blend upholstery options inspired by a Scandinavian living room, including Cardamom Quilted Nordico with a contrasted black headlining and elegant Birch Decor. Practicality is equally impressive with up to 67.6 cu. ft. of cargo space, generous dimensions for people and gear, and thoughtful ergonomics from the driver display to the second and third rows. With a modern design language, responsibly sourced materials, and an architecture built for software-driven evolution, the EX90 delivers a uniquely calming, high-tech driving environment that favors confident travel every day.
Lease vs Finance: What Makes More Sense for Drivers in Colorado Springs, CO?
At Bob Penkhus Volvo Cars, local lifestyles and terrain patterns shape the lease-or-finance decision as much as monthly preferences. If your routine includes weekday commutes along I-25 mixed with weekend escapes to trailheads or ski areas, financing may deliver the mileage freedom you want while leveraging the EX90’s capable chassis, 4,850-pound towing capacity, and expansive cargo space. Ownership can also appeal to households planning long-term use of the seven-passenger layout for carpools, youth sports, and year-round road trips. By contrast, leasing can be a smart fit for professionals who prefer a short planning horizon or anticipate job changes. If your role shifts between hybrid office schedules and home-based work, a lease lets you recalibrate mileage levels and step into the newest technology more frequently as software and charging ecosystems evolve. Urban apartment dwellers who primarily charge at public stations may appreciate leasing during the early adoption years, especially with the included NACS Fast Charging Adapter broadening convenient access. In short, daily mileage, seasonal mountain travel, and how often you want the latest software and safety upgrades are the real-world levers that point you to the right path.
How Bob Penkhus Volvo Cars Helps You Choose the Right Option
We turn an important decision into a clear, confidence-inspiring process with transparent consultations, on-demand digital tools, and an expert finance team dedicated to your goals. Our online shopping experience lets you explore lease and finance scenarios side by side, pre-qualify securely, estimate trade values, and tailor terms to your driving habits and plans. During a one-on-one consultation, our specialists listen first, then walk you through how factors like mileage, road trips, family growth, or future tech interest affect the true fit of leasing or financing. We also curate test drives focused on the features you care about—whether that’s the 14.5-inch center display and Google built-in, the serenity of Cardamom Quilted Nordico, or the calm confidence of lidar-enhanced Safe Space Technology. As your local resource from Castle Rock to Monument, our team explains over-the-air updates, charging access with the included NACS Fast Charging Adapter, and what long-term ownership looks like for an electric flagship. With streamlined paperwork and a warm delivery experience, we help you take home your ideal configuration the right way, the first time. Bob Penkhus Volvo Cars is here to make the decision feel simple, informed, and tailored to you.
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